


STILL RENTING?!!!
Thanks to some great government programs, do you know that you can own a home...
... even if your credit's not-so-perfect ?
... even if you had a foreclosure prior to 2006?
... even if you filed for Chapter 7 Bankruptcy in 2007?
... even if you filed for Chapter 13 Bankruptcy in 2008?
... even if you don't have money for closing costs?
... even if you don't have enough money for a down payment? (Ask me about the $100 Down Program!)
LET'S DO THE MATH.
If you're renting for $1,800/month,
you're lucky if your landlord gives you a ham for Christmas,
considering that you're paying for HIS mortgage!
If you bought a home for $250,000,
and you got a 30-year fixed rate of 5%, your monthly payments would be
MORTGAGE (PRINCIPAL & INTEREST)..............................................$1,295.08/MONTH
PROPERTY TAXES.................................................................................. $260.42/MONTH
HOMEOWNERS INSURANCE...............................................................$80/MONTH
MORTGAGE INSURANCE PREMIUM...................................................$110.57/MONTH___
TOTAL HOUSE PAYMENTS....................................................................$1,746.07/MONTH
DID YOU KNOW?
The interest portion of your mortgage and your property taxes are the biggest source of tax shelter for
homeowners so you could be deducting as much as $1,200/month just by living in your home!
AND GUESS WHAT ELSE?
If you buy a home before December 1, 2009, you get a Federal tax credit of $8,000.
AND IF THAT WASN'T ENOUGH,
because you're buying a home when rates are extremely low and prices are at their lowest, what you buy
for $250,000 in 2009 could be worth $300,000 in 2012.
YOUR DREAM OF OWNING YOUR OWN HOME BEGINS WITH A
PHONE CALL OR EMAIL.
Your next move is to contact me and set up a free, no-obligation consultation to see if you qualify for this
amazing government-insured loan program.
Even if you don't, I can help you set up a gameplan so that you eventually will qualify. The most important
thing is that you know what steps to take to get to the point where you can own a home.
CALL ME AT (818) 642-9343 OR EMAIL ME BY FILLING OUT THIS
QUICK PREQUALIFICATION FORM.
I really enjoy teaching renters how to kiss their landlords goodbye, and pay themselves in the process!
AS PART OF MY COMMITMENT TO EDUCATING FUTURE HOMEOWNERS, I'LL
EMAIL YOU BACK A COPY OF MY FREE GUIDE '5 WAYS TO TAKE
ADVANTAGE OF GOVERNMENT FINANCING SO YOU CAN OWN A HOME FOR
LESS THAN $500"!
Homebuying
*Monthly payment based on FHA mortgage loan of 5% (5.875% APR) @ 30 yr fixed with 3.5% down payment to purchase owner-occupied, single family
residence, condo, town homes. Not all applicants will qualify. This is not a pre-approval or a guarantee of finance. CFC Mortgage Bankersl is licensed
by the California Department of Real Estate Mortgage Broker license #01523306 and is an approved FHA Direct Lender. This is not a pre-approval or a
guarantee of finance.
Be sure to fill this prequalification form as completely as possible so that when I call you, I can give you
the most accurate assessment of how you can go from renting to owning!